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"Fierce competition among local players in the mid-to-affordable premium market has forced key local players to continuously improve their offerings and roll out advanced features that are more akin to premium level smartphones," said James Yan, research director at Counterpoint.

"Globally, places have weak traditional financial systems, and mobile payments and other non-cash payments are more developed," he said.

"For the past years, when we talk about the speed of smartphones, we are thinking about hardware. Yet the improvement in hardware has reached a bottleneck; even when the processing speed doubled, it brought negligible differences of fractions of seconds to users.

"Governments around the world are stepping in and supporting their aviation sectors. Air travel is of particular importance in Australia yet the government is utterly directionless, with no plan and no policy."

"Furthermore, as credit rating differences intensified among small-and medium-sized banks, financing costs became high for some of them, reducing their interest in issuing CDs," he said.